What Credit Score Do You Need For An Amazon Card?

Is it hard to get approved for Amazon Visa?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e.

700+).

Generally, the higher your credit score, the better your odds of approval are.

You’ll only need a fair credit score (640+) to have a reasonable shot at getting the card..

Is the Amazon card worth it?

The 5% rewards rate on Amazon purchases and the $70 gift card you get once approved are both great rewards that are tough to beat by any other offer currently on the market. Keep in mind that it’s probably not worth it for you to sign up for Amazon Prime just to get the Amazon Prime Rewards Visa Signature Card.

Should I apply for the Amazon credit card?

If you’re already a Prime member and a heavy Amazon user, this card could be a good addition to your wallet. “The benefits of the Amazon card are good, but not good enough to pay $99 per year for Amazon Prime if you are not a big shopper,” advises financial planner Kathy Hauer. Do the math before applying.

Is it easy to get approved for an Amazon credit card?

Approval Requirements & Application Although the Amazon.com Store Card is easiest to obtain for those with at least fair credit, a number of cardholders report being accepted with credit scores around the 600 range.

Does Amazon affect credit score?

It does show up on your credit report as a revolving credit card. You are given a credit limit, the payment amount each month is dependent on how much you have charged on the card and how much you pay on it each month…

What credit score do you need for Amazon Prime visa?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600.

Can you get an Amazon credit card with bad credit?

Amazon this week unveiled a new secured credit card with Synchrony Bank, aimed at customers with bad or no credit history. The card – called the Amazon Prime Store Card Credit Builder – requires a refundable security deposit, has no annual fee and offers Prime members 5% back on Amazon.com purchases.

What credit bureau does Amazon use?

TransUnionThe Amazon Prime card is issued by Synchrony Bank and they primarily pull TransUnion. Chase also issues an Amazon credit card. Chase generally pulls Equifax, but is also known to pull Experian.

How can I get an Amazon credit card?

To apply for a credit card:Search the Credit Card Marketplace for a credit card you’d like to apply for.Click Apply now. You’ll be redirected to the credit card application on the financial institution’s website.Fill in the credit card application and click Submit application.

Does Amazon do a hard credit check?

Amazon Store Card is through GE Money. Yes, they do. … Credit bureaus see this as just credit card shopping, so will hit your score only once as a single hard inquiry. If you had applied for these two cards days apart, then your score would have been hit with two hard inquiries.

Can I use my Amazon credit card anywhere?

The card, issued by Chase, earns a stellar rewards rate at both Amazon.com and Whole Foods. And unlike a lot of other store-branded cards, you can use it — and earn rewards with it — anywhere that accepts Visa. You’ll enjoy bonus rewards at restaurants, drugstores and gas stations, too.

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.